Financing Cosmetic Plastic Surgery

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Financing Cosmetic Plastic Surgery

Cosmetic plastic surgery can get very expensive, particularly if you're planning to have a number of procedures. You may consider taking a specific loan designed to finance plastic surgery procedures. Quite a few companies offer lower interest rates than most credit cards. The better your credit, the better your interest rate. Loan repayments can be spread over anywhere from 24 to 60 months, and often no down payment is required. Be sure to look for loan companies that offer no penalties for pre-payment (i.e., paying your loan off early).

In rare cases, your health insurance will cover the cost of your surgery. However, this is only when the surgery is considered health-related as well as cosmetic. For example, if you have a deviated septum that requires rhinoplasty (nose reconstruction). The deviated septum causes restriction of breathing, so its correction is not simply aesthetic.

You can learn more about financing cosmetic surgery through your surgeon's recommendations, by searching online, or be speaking with your health insurance company directly.

   

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