Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Cosmetic Surgery Financing and other Cosmetic Surgery topics.
You refinanced your house. Or you got a home equity line of credit. You got financing advice to help you make that decision. But lenders clam up when you ask about financing for cosmetic surgery. Despite "Extreme Makeover," most people think of cosmetic surgery as frivolous--maybe even because of "Extreme Makeover." Lenders are reluctant to offer plastic surgery financing, possibly because they fear you'll leave them dry while your breasts are lifted high.
You can reassure a plastic surgery financing company or your bank by furnishing copies of your credit report--which you check regularly, right? Also, if your surgery costs $5,000 and you ask for just $1,000, you're more likely to be approved. Banks like to know that you're financially solvent and not dependent on them for financing. You can improve your chances of financing plastic surgery if you prove that you are: